Home Insurance Costs with Deductible Scenarios in Sparks, NV & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Sparks, NV	$244000	$469	$646
Golden Valley, NV	$284500	$522	$718
Sparks, NV	$244000	$469	$646
Virginia City, NV	$283100	$521	$716
Verdi, NV	$385000	$574	$790
Spanish Springs, NV	$301300	$503	$692
Storey County, NV	$187100	$501	$689
Reno, NV	$265600	$488	$672
Warm Springs-Truckee Canyon, NV	$297500	$536	$738
Reno Southwest, NV	$413000	$757	$1,041

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Impact of Coverage Amount on Home Insurance Cost In Sparks, NV

Coverage Amount	Home Insurance Cost ($)
$100,000	$263
$200,000	$788
$300,000	$1,096
$400,000	$1,342
$500,000	$1,718
$750,000 to $1000,000	$1,986
Above $1000,000	$2,349

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Sparks, NV Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Sparks, NV Average Home Insurance Cost	$653.78
State Average Home Insurance Cost	$641
Difference Vs national Average	-570.22

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Top Homeowners Insurance Companies in Sparks, NV

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$748
Safeco	$658
Universal Insurance	$636
Farmers	$598

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Sparks, NV Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-78	575
One Claim	+33	686
Two Claims	+92	745

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