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Home Insurance Costs with Deductible Scenarios in Sparks, NV & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Sparks, NV $244000 $469 $646
Golden Valley, NV $284500 $522 $718
Sparks, NV $244000 $469 $646
Virginia City, NV $283100 $521 $716
Verdi, NV $385000 $574 $790
Spanish Springs, NV $301300 $503 $692
Storey County, NV $187100 $501 $689
Reno, NV $265600 $488 $672
Warm Springs-Truckee Canyon, NV $297500 $536 $738
Reno Southwest, NV $413000 $757 $1,041

Impact of Coverage Amount on Home Insurance Cost In Sparks, NV

Coverage Amount Home Insurance Cost ($)
$100,000 $263
$200,000 $788
$300,000 $1,096
$400,000 $1,342
$500,000 $1,718
$750,000 to $1000,000 $1,986
Above $1000,000 $2,349


Sparks, NV Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Sparks, NV Average Home Insurance Cost$653.78
State Average Home Insurance Cost$641
Difference Vs national Average-570.22

Top Homeowners Insurance Companies in Sparks, NV

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $748
Safeco $658
Universal Insurance $636
Farmers $598

Sparks, NV Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -78 575
One Claim +33 686
Two Claims +92 745