Top 5 Home Insurance Companies in Reno, NV
Check out the most popular Home Insurance agencies & companies in Reno, NV & compare the best quotes from them.
Average Cost of Homeowners Insurance in Reno, NV
The average cost of homeowners insurance in Mesa County, CO, is $679.97. It's a good idea to have homeowner's insurance in case of damage to your home or possessions. Homeowner's insurance can help cover the cost of repairs or replacement if your home is damaged by fire, severe weather, theft, or other events. It can also help pay for temporary housing if your home is uninhabitable. Rates for homeowner's insurance vary depending on the value of your home, the amount of coverage you need, and the location of your home. In Reno, rates tend to be lower than the national average. However, it's still a good idea to shop around and compare rates from different companies before you purchase a policy. When you're looking for homeowner's insurance, be sure to ask about discounts. Many companies offer discounts for things like installing security systems, having a fire alarm, or being claims-free for a certain period. You may also get a discount if you purchase your policy online.
Find out which insurance companies in Reno, NV, provide the most affordable and least expensive homeowners insurance for your house.
Factors Influencing Home Insurance in Reno, NV:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by number of claims
4. Home insurance rates by safety features
Homeowners Insurance in Reno - Rates by Coverage Levels
There are a variety of factors that affect how much a person pays for their homeowner's insurance. Some of these factors are within the homeowner's control, while others are not. One factor affecting the homeowner's insurance rate is the coverage level. The coverage level is the amount the insurance company will pay if the home is damaged or destroyed. The higher the coverage level, the higher the premium will be. The amount of coverage you purchase will affect your insurance rates. For instance, in Reno, NV, the homeowner will pay $536 if they select coverage of $200,000. Consult the chart below to learn more.
Homeowners Insurance in Reno- Rates by Deductibles
Homeowners insurance rates in Reno, NV, are affected by deductibles. A deductible is an out-of-pocket amount the policyholder must pay before the insurance company pays for a covered loss. The higher the deductible, the lower the premium. If you have a high deductible, your premium will be lower.
Check out the chart below to see how much you can save using different deductibles on Reno, NV, homeowner insurance.
Homeowners Insurance in Reno - Rates by Home's Age
As the age of a home in Reno, NV goes up, the homeowner's insurance rate will likely go up as well. This is because older homes are more likely to have problems that need to be fixed, such as with the plumbing or electrical systems. In addition, older homes are also more likely to suffer from weather damage. Thus, insurers view them as a greater risk and charge higher rates accordingly. Homeowners of Reno, Nevada, built 30 and 40 years ago, respectively, pay $690 and $698 in home insurance. In comparison, Reno, Nevada, pays $537 for property insurance and provides homeowners insurance reductions for newly built properties.
Homeowners Insurance in Reno - Rates by Materials Used
Certain building materials are more susceptible to fire, wind, or other types of damage than others. And because of this, homes built with these materials will typically have a higher insurance rate than those built with more durable materials. So, if you're looking to save on your homeowners insurance rate, it's important to consider the materials used to build your home. Choose materials less likely to be damaged by the elements, and you'll be sure to get the best rate possible. In Reno, Nevada, homeowners that use Superior Brick or Masonry to construct their homes pay $612 and $646 in insurance costs, respectively.
Top Home Insurance Companies in Reno, NV
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 19.79% |
| Nationwide | A+ | 13% |
| GEICO | A++ | 7.1% |
| Travelers | A++ | 5.66% |
| Erie | A+ | 3.4% |
Top Erie Home Insurance Agents in Reno, NV
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Burchfiel-Overbay & Associates | 11045 Donner Pass Rd Ste 1A 96161-4858 |
530-587-3883 | |
| Brian Jarrells | 937 Tahoe Blvd Ste 110 89451-9482 |
775-831-9700 | |
| H Q Insurance | 414 S Rock Blvd 89431 |
(775) 331-7789 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jim Merenick | RENO www.jimmerenick.com 89533 |
775-747-6533 | |
| Jim Mcpeake | 6380 MAE ANNE AVE 89523 |
775-826-1559 | |
| Jim Mccauley | 926 INCLINE VILLAGE STE 100 www.jmccauleysf.com 89450 |
800-373-0817 | |
| Gloria Boyter | 1311 N Mccarran Blvd Ste 101 89431 |
(775) 800-9200 | |
| Chip Wyatt | 321 W Winnie Ln Ste 106 www.chipwyatt.com 89703-2154 |
775-882-4875 | |
| Anthony Dipietro | 4792 Caughlin Pkwy Ste 204 89519-0911 |
775-827-1965 | |
| Don Roberts | 9570 S McCarran Blvd Ste 109b www.donrobertscpcu.com 89523 |
(775) 787-0728 | |
| Charlotte Adams-Jones | 9740 S McCarran Blvd Ste 101 89523-9204 |
775-327-4000 | |
| Stacy Lewis | 3724 Lakeside Dr Ste 100 www.stacy-lewis.com 89509 |
||
| Jim Mcclure | 730 SANDHILL RD STE 250 www.jimmcclure.net 89521 |
775-828-7420 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Naught-Naught Insurance Agency | 6190 MAE ANNE AVE STE 1 89523 |
(775) 747-9710 | |
| Preferred Choice Insurance Group Llc | 9640 S Mccarran Blvd Ste 200 89523 |
(775) 360-3277 | |
| Capital Insurance & Financial Services Inc | 9 Retail Rd Ste 1 89403-6365 |
775-246-2777 Email:lisa@lilesinsurancegroup.com |
|
| Preferred Choice Insurance & Financial Group | 3975 S Mccarran Blvd www.preferredchoicegroup.com 89502 |
(775) 827-9292 | |
| Naught-Naught Insurance Agency | 5050 VISTA BLVD UNIT 101 89436 |
(775) 358-5554 | |
| 5-Star Insurance Agency | 5414 Longley Ln Ste 100 89511-1888 |
775-825-4040 | |
| Tia Services Inc | 10425 Double R Blvd www.milnorinsurancegroup.com 89521 |
(775) 786-2731 Email:matt@milnorinsurancegroup.com |
|
| Montgomery Insurance Services | 216 N MINNESOTA ST 89703 |
(775) 883-8880 | |
| Short Insurance Associates | 2195 South Virginia St. #102 www.shortinsuranceltd.com 89502 |
||
| The Oconnor Group Insurance Agency Llc | 1714 A Street www.oconnorgroup.net 89431 |
Email:GREG.REBMAN@OCONNORGROUP.CO |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Greta Vaughan | 716 H St 89431 |
(775) 331-8600 Email:gvaughan@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Bruce D Orndorff | 2450 Vassar St Ste 1 89502-3249 |
775-329-7999 | |
| Walker Ins Group Inc | 1576 Highway 395 89423 |
| GEICO | Nationwide | State Farm | |
| Median Home Value ($) | 259,040 | 269,040 | 259,040 |
| Construction year | 1982 | 2007 | 1988 |
| Home Coverage ($) | $300000-$350000 | $200000-$250000 | $175000-$200000 |
| Total Premium ($) | $1508 | $921 | $826 |
Reno, NV Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 22% |
| Travelers | upto 6% |
| GEICO | upto 15% |
| Nationwide | upto 7% |