Home Insurance Costs with Deductible Scenarios in Reno, NV & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Reno, NV	$265600	$488	$672
Storey County, NV	$187100	$501	$689
Mogul, NV	$356100	$623	$857
Virginia City, NV	$283100	$521	$716
Reno Southeast, NV	$257400	$495	$682
Verdi, NV	$385000	$574	$790
Warm Springs-Truckee Canyon, NV	$297500	$536	$738
Spanish Springs, NV	$301300	$503	$692
Reno North, NV	$248400	$488	$671
Sun Valley, NV	$129800	$497	$683

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Impact of Coverage Amount on Home Insurance Cost In Reno, NV

Coverage Amount	Home Insurance Cost ($)
$100,000	$267
$200,000	$791
$300,000	$1,043
$400,000	$1,286
$500,000	$1,646
$750,000 to $1000,000	$1,903
Above $1000,000	$2,251

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Reno, NV Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Reno, NV Average Home Insurance Cost	$679.97
State Average Home Insurance Cost	$641
Difference Vs national Average	-544.03

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Top Homeowners Insurance Companies in Reno, NV

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$748
Safeco	$658
Universal Insurance	$636
Farmers	$598

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Reno, NV Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-95	585
One Claim	+61	741
Two Claims	+95	775

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