Top 5 Home Insurance Companies in Henderson, NV
Check out the most popular Home Insurance agencies & companies in Henderson, NV & compare the best quotes from them.
Average Cost of Homeowners Insurance in Henderson, NV
Homeowners insurance in Henderson, NV, helps protect your home and its contents from losses due to fires, storms, theft, and other covered events. It can also provide liability coverage in the event someone is injured on your property. You can usually customize your coverage to include additional protection, such as coverage for your outdoor structures, like a shed or deck. The average cost of homeowners insurance in Henderson, NV, is $678. When shopping for homeowners insurance in Henderson, NV, it’s important to contact several companies to compare prices and coverage options. Make sure you understand your policy and the deductible you’ll have to pay in the event of a claim. You also want to make sure that your policy covers replacement costs in the event of a total loss. Below is the list of top insurance providers and policies available in Henderson, NV.
Factors affecting home insurance in Henderson, NV:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by materials used
4. Home insurance rates by the number of claims
Homeowners insurance in Henderson - Rates by coverage level
The level of coverage a homeowner chooses for their insurance policy can have a major effect on the rate they pay for insurance in Henderson, NV. Generally speaking, higher levels of coverage tend to be more expensive, while lower levels of coverage tend to be less expensive. The amount of coverage a homeowner chooses should depend on their individual needs and property value. Higher levels of coverage provide more protection, while lower levels of coverage provide less protection but may be more cost-effective. Factors such as the type of structure, the age of the home, and the amount of personal property can all have an effect on the cost of insurance.
Refer to the chart below to learn the cost of homeowners insurance in Henderson, NV, based on the coverage limit opted by the homeowners.
Homeowners insurance in Henderson - Rates by deductibles
Homeowners insurance rates in Henderson, NV, are affected by deductibles in two ways: first, the higher the deductible you choose, the lower your premium rate will be. Second, the lower the deductible, the more coverage you will have on your policy, which will lead to higher premiums. Generally, choosing a higher deductible can save you money on your premium, but it also means that you will have to pay more out-of-pocket if you need to file a claim. In Henderson, NV, homeowners who selected a $1500 deductible for their house insurance pay $572. A low deductible means that homeowners must pay a greater premium. For instance, homeowners in Henderson, NV, who choose a $500 deductible pay $672 for their house insurance.
Homeowners insurance in Henderson - Rates by materials used
The materials used to build a home in Henderson, NV, can have an impact on the homeowner's insurance rates. Heavier, more durable materials, such as brick or stone, can help to reduce the risk of damage from fires and other disasters, which can lead to lower insurance premiums. On the other hand, homes built with more flammable materials, such as wood, may be more vulnerable to fire damage, leading to higher insurance rates. The age of the home can also be a factor, as older homes may be more prone to damage from wear and tear. For instance, homeowners in Henderson, NV, who build their homes with masonry brick and hail-resistant roofs pay $646 and $666 in insurance, respectively.
Homeowners insurance in Henderson - Rates by the number of claims
Homeowners insurance rates in Henderson, NV, are largely determined by various factors, including the age and type of home, the home's size, the home, the location of the home, and the credit score of the homeowner. Additionally, the number of claims a homeowner has filed can also affect the cost of their premiums. Generally, the more claims filed, the higher the premiums will be, as the insurance company may view the homeowner as a greater risk. For instance, in Henderson, NV, an insured person with no claims might get coverage for as little as $591. In Henderson, NV, homeowners with one or two claims pay about $741 and $768 in homeowner's insurance, respectively.
Top Home Insurance Companies in Henderson, NV
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 19.79% |
| Allstate | A+ | 9.81% |
| Liberty Mutual | A | 7.63% |
| Travelers | A++ | 5.66% |
| Erie | A+ | 3.4% |
Top Allstate Home Insurance Agents in Henderson, NV
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Rochelle Stevenson | 3027 S Decatur Blvd 89102 |
(702) 873-6500 | |
| Dana Morrison | 4730 West Blue Diamond Road 89139 |
702-898-0038 | |
| Ronald Samber | 8565 S Eastern Ave Ste 150 89123 |
(702) 882-4331 | |
| Earl Williams | 7766 W Sahara Ave 89117 |
(702) 228-4444 | |
| Jack Hallberg Sr. | 6045 FOLKSONG CT 89148 |
702-836-9020 | |
| Larry Beaver | 5257 S EASTERN 89119 |
702-262-5812 | |
| Caselli Llc | 7171 W Craig Rd Ste 109 89129-6051 |
702-396-0111 | |
| Keith Scott | 7785 N DURANGO DR STE 145 89131 |
702-648-9689 | |
| William Witzke | 9121 W. Russell Road #111 89148 |
||
| Charles Cromer | 613 N Stephanie St 89014-2612 |
702-898-2332 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Epremium Insurance Agency Llc | 7501 Tule Springs Rd Ste 120 www.epremiuminsurance.com 89131 |
(702) 562-0125 | |
| Commonwealth Ins Partners Llc | 8554 W Lake Mead Blvd www.cwipllc.com 89128-7630 |
702-242-0297 Email:sviveiros@cwipllc.com |
|
| Herbert L Jamison & Co Llc | 1057 WHITNEY RANCH DR STE 250 www.jamisongroup.com 89014 |
702-586-7200 Email:Ksayle@jamisongroup.com |
|
| Dubler Insurance Agency | 4680 S Eastern Ave Ste D www.dublerinsurance.com 89119 |
(702) 891-0909 Email:dubler1@verizon.net |
|
| Rockland Ins Agency Inc | 6771 W Charleston Blvd Ste B www.rocklandinsuranceagency.com 89146 |
(702) 355-7787 | |
| Nfp Property & Casualty Services Inc | 9555 S EASTERN AVE STE 220 89123 |
(702) 270-8277 | |
| Romero Insurance Corp | 990 E Sahara Ave Ste D 89104 |
(702) 733-2838 | |
| Robert W Werstler Insurance Agency Inc | 6180 W Charleston Blvd 89146 |
(702) 259-0015 | |
| James E Brown Insurance Agcy | 5115 W SPRING MOUNTAIN RD STE 201-I 89146 |
702-247-9679 | |
| Rowell Insuring Agency | 1021 Whitney Ranch Dr 89014 |
(702) 458-4944 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| James Dinsmore Esr Cfp\Xae Clu Lutcf | 6655 W SAHARA AVE STE B 200 89146 |
702-880-0884 | |
| James Marinello | 4250 E BONANZA RD #6 89110 |
702-982-8559 | |
| Olga Sevila | 1081 S CIMARRON RD STE B5-6 89145 |
(702) 547-1900 | |
| Ronald Ramirez | 911 American Pacific Dr Ste 140 89014 |
(702) 316-4888 | |
| Ronald Romanosky Jr. | 8889 S Eastern Ave Ste E 89123 |
(702) 407-5605 | |
| Damian Sichak | 7171 W Craig Road 89129-6051 |
702-396-0111 | |
| Brad Slater | 2035 Vlg Ctr Cir Ste 100 89134-6251 |
702-851-2400 | |
| Damian Scrivano | 6088 S. Durango Dr 89113 |
702-645-0899 | |
| Nicholas Shuler Jr. | 3012 W CHARLESTON BLVD 89102 |
(702) 259-0250 | |
| Arnemano Mano Vrapi | 4161 S Eastern Ave Ste E3 89119-5425 |
702-982-0070 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Robert W Nock Insurance Agency Inc. | 4974 E Sahara Ave Ste 7 www.nockinsurance.com 89104 |
(702) 382-1969 | |
| Essex Insurance Brokers Llc | 410 S Rampart Blvd Ste 390 www.essexinsur.com 89145 |
(702) 778-3744 | |
| Derek Wiley Agency Inc | 2620 Regatta Dr Ste 122 www.derekwileyagency.com 89128 |
(702) 451-4409 Email:forest@fawagner.com |
|
| Terri Kelso Insurance | 5950 W Charleston Blvd Ste 110 Las\u00a0Vegas 89146 |
||
| James E Borst And Associates Inc. | 6420 W SPRING MTN RD 20 www.borstinsurance.com 89146 |
702-212-3838 | |
| Harris Agency Inc. | 6655 W Sahara Ave Ste B106 89146 |
(702) 472-9191 | |
| Cunningham Insurance Agency | 1350 E Flamingo Road 89119-5268 |
702-836-0954 | |
| T-V Insurance Management Services Llc | 10120 S Eastern Ave. #248 89052 |
||
| The Bill Yon Agency | 4850 W. Sunset Road 4850 W. Sunset Road 89118 |
||
| Ronald N Ensminger Insurance Agency Inc. | 11201 S Eastern Ave Ste 110 89052 |
(702) 501-7203 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Dave Turnbull | 213 N Stephanie www.daveturnbullinsurance.com 89074-8119 |
702-260-9800 | |
| Brandon Wallace | 8450 W Sahara Ave Ste 111 89117-8922 |
702-251-9760 | |
| Herb Bustle | 10120 S EASTERN AVE STE 213 89052 |
702-750-0505 | |
| Michael Joseph | 3315 West Craig Road Suite 110 www.agentmichaeljoseph.com 89032 |
(702) 643-0057 | |
| Bob Visser | 7010 N Durango Dr Ste 110 www.visseragency.com 89149-4489 |
702-910-3200 | |
| Herb Weaver | 1489 W WARM SPRINGS RD SUITE 110 89014 |
702-966-8544 | |
| Dave Mann | 8538 Del Webb Boulevard 89134-8676 |
702-456-8125 | |
| Keith Shrider | 7150 N DURANGO BLVD SUITE 130 89149 |
702-880-9000 | |
| Jack Hallam | 9440 W SAHARA AVE STE 210 www.jackhallam.com 89117 |
702-873-4889 | |
| Herb Andersen Jr | 2480 W HORIZON RIDGE STE 130 89052 |
702-240-2558 |
| State Farm | Erie | Allstate | |
| Median Home Value ($) | 289,580 | 279,580 | 249,580 |
| Construction year | 1998 | 2004 | 2002 |
| Home Coverage ($) | $300000-$350000 | $250000-$300000 | $250000-$300000 |
| Total Premium ($) | $1474 | $1144 | $1268 |
Henderson, NV Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Allstate | upto 20% |
| Travelers | upto 10% |
| Liberty Mutual | upto 18% |
| Erie | upto 24% |