Home Insurance Costs with Deductible Scenarios in Douglas County, NV & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Douglas County, NV	$311400	$537	$739
Minden, NV	$294000	$532	$732
Gardnerville-Minden, NV	$296000	$535	$736
Topaz Ranch Estates, NV	$147100	$395	$543
Gardnerville Ranchos, NV	$254000	$458	$630
Topaz Lake, NV	$167600	$417	$574
Double Spring, NV	$310700	$552	$760
Zephyr Cove, NV	$567000	$1119	$1,539
Mesa Vista, CA	$351700	$666	$917
Sparks, NV	$244000	$469	$646

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Impact of Coverage Amount on Home Insurance Cost In Douglas County, NV

Coverage Amount	Home Insurance Cost ($)
$100,000	$288
$200,000	$752
$300,000	$935
$400,000	$1,170
$500,000	$1,498
$750,000 to $1000,000	$1,732
Above $1000,000	$2,048

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Douglas County, NV Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Douglas County, NV Average Home Insurance Cost	$747.87
State Average Home Insurance Cost	$641
Difference Vs national Average	-476.13

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Top Homeowners Insurance Companies in Douglas County, NV

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$748
Safeco	$658
Universal Insurance	$636
Farmers	$598

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Douglas County, NV Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-90	658
One Claim	+45	793
Two Claims	+105	853

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